Forces Plan

Worldwide cover for military kit & personal property

Kit Essentials is our entry-level military insurance, typically suitable for single and unaccompanied married people in Single Living Accommodation or similar.

Permanent & temporary issue military kit
Personal property including gadgets and room contents
Money, credit cards, valuables and sports equipment
Licence to Occupy Liability and Public Liability
Accidental damage & new for old replacement

Important information

Kit Essentials insurance - what’s covered

Forces Plan Military Hit Essentials insurance includes the following features:

Military Kit

Personal Effects

Room contents

Gadgets

Valuables

Money & Credit Cards

Policy terms and conditions apply. See Policy Wording for details.

FIND OUT MORE

KIT ESSENTIALS FEATURE LIST

Standard excess

£50

Military kit

£20,000 - £10,0000

This cover is automatically included unless you are a civilian.

Permanent and temporary issue kit on personal charge to you. Service uniforms, mess kit and equipment of a military nature purchased and owned by you. It excludes damage caused during cleaning, dismantling or maintenance.

Personal property

Worldwide cover for all of the following is included, provided that they belong to you or you are legally responsible for them. Single article limit: £2,500 or the sum insured if you have chosen lower cover.

Personal property includes the following:

£0 - £15,0000

Household goods

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Money

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£500 per claim

Personal effects

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Valuables

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Bicycles

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£150 – £2,000

Credit card liability

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£1,000 per claim

Liability cover

The following liability cover is included:

Licence to Occupy Liability

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£20,000

Public Liability

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£2 million

KIT ESSENTIALS DOES NOT INCLUDE

Unoccupied or unattended property

Theft from an unattended vehicle unless secure and out of sight

Damage caused by pets or vermin

Mechanical breakdown or data loss

Depreciation or wear and tear

Get quote

Included with all policies

Worldwide Cover

Accidental Damage

Liability

New for Old Replacement

Monthly Direct Debit

24/7 Claims & UK Support

Monthly Direct Debit & no renewals!

Forces Plan allows you to enjoy greater affordability with easy monthly Direct Debit payments at no extra charge.

And, to make life even easier, Forces Plan military insurance policies renew on a rolling monthly contract – meaning you never need the hassle of annual insurance renewals. It’s that simple!

Why choose Forces Plan armed forces insurance?

Military insurance specialists since 1983
UK-based customer support
Underwritten by AXA
Manageable monthly payments & no annual renewals

One of the most affordable policies on the market.
24/7 claims & speedy response times
Worldwide cover
Flexible cover: increase or decrease at any time

MILITARY INSURANCE QUOTE

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Military Kit Essentials Insurance